The average millionaire has 7 income streams per IRS data. This guide ranks 10 evidence-based passive income streams by initial capital, ongoing time, expected yield, and tax treatment.
Covered streams: dividend investing (SCHD/VYM 3-4% yield), bond ladder income, high-yield savings (4-5% APY), REITs (VNQ 3-4% + appreciation), real estate crowdfunding (8-12%), rental property (4-8% cap rates), index fund systematic withdrawal, covered calls, peer-to-peer lending, and digital products. Each includes honest math on true passivity level.
Originally published on WealthWise OS.
-Rocky
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